Hank's High Technology

TERMS AND CONDITIONS OF USE

1. Acceptance of Terms

By using the “Umurwiza E-Money” application, you agree to be bound by these terms and conditions. If you do not agree with these terms, please do not use the application. These terms may be updated periodically, and it is your responsibility to review them regularly.

2. Eligibility

The “Umurwiza E-Money” application is intended exclusively for users aged 18 and above. By using this application, you confirm that you are at least 18 years old. We reserve the right to verify your age and request additional documentation when necessary.

3. Registration and Account Security

Certain features require you to create an account. During registration, you agree to provide accurate information and keep it up to date.

4. Password Protection

You are responsible for safeguarding your password and all activity performed under your account. You must notify “Umurwiza E-Money” immediately in case of unauthorized account use.

5. Use of the Application

You agree to use the application legally and in compliance with all applicable laws. The following behaviors are strictly prohibited:

6. Intellectual Property

All content, trademarks, and intellectual property in the application belong exclusively to Hank’s High Technology SPRL, the owner of Umurwiza E-Money. You may not reproduce, distribute, or modify any materials without prior written consent.

7. Financial Transactions

“Umurwiza E-Money” facilitates financial transactions between users. You acknowledge that all transactions are subject to clearly stated fees prior to confirmation.

8. Limitation of Liability

Hank’s High Technology SPRL, the owner of Umurwiza E-Money, shall not be held liable for direct, indirect, incidental, or consequential losses or damages resulting from misuse or inability to use the application. We do not guarantee the accuracy, reliability, or availability of services.

9. Changes to the Terms

Hank’s High Technology SPRL reserves the right to amend these terms at any time. Changes will be posted within the application and take immediate effect. Continued use after changes implies acceptance of the updated terms.

10. Termination

Hank’s High Technology SPRL reserves the right to suspend or terminate your account without prior notice if it determines that you have violated these terms.

11. Contact

For any questions regarding these terms, please contact us at