Hank's High Technology

UMURWIZA E-MONEY — AN ONLINE GAME AT YOUR SERVICE. CLICK ON IMAGE TO PLAY.

Motto: INVITE MORE, PLAY MORE

1. What is “UMURWIZA E-MONEY”?

UMURWIZA E-MONEY is an online game of chance developed and managed by the Burundian company HANK’S HIGH TECHNOLOGY SPRL .
UMURWIZA is a term from Kirundi, the national language of Burundi, meaning "multiplier", derived from the verb Kurwiza (to multiply).
E-MONEY refers to electronic money.
As the name suggests, it is a digital means of multiplying your earnings through online chance-based gaming.

2. Motto: Tumira benshi ukine kenshi

Tumira benshi ukine kenshi translates to "Invite more and play more". The game is designed to reward players who invite many others and play frequently.
Why invite many? Because every time your guest plays, thirty percent (30%) of their stake goes back to you — yes, it’s highly beneficial.

EVOLUTION OF EARNINGS THROUGH INVITEES

Minimum Stake % Games Played Number of Invitees Gross Earnings from Invitees Fee (10%) Net Earnings from Invitees
2,0003010010600,00060,000540,000
2,00030100201,200,000120,0001,080,000
2,00030100301,800,000180,0001,620,000
2,00030100402,400,000240,0002,160,000
2,00030100503,000,000300,0002,700,000
2,00030100603,600,000360,0003,240,000
2,00030100704,200,000420,0003,780,000
2,00030100804,800,000480,0004,320,000
2,00030100905,400,000540,0004,860,000
2,000301001006,000,000600,0005,400,000

Calculation Overview

  • Gross Earnings = 2,000 × 30% × 100 × Number of Invitees
  • Fee = 10% of gross earnings
  • Net Earnings = Gross earnings − Fee

The study was conducted on a minimum stake of 2000 FBu and 100 game participations. You will notice how the earnings from invited players increase depending on the number of guests, from 10 to 100. Therefore, it is important to invite many participants.
You may wonder how many times a player can participate per day. It is unlimited; it depends on their schedule.

The sponsorship mechanism established by Umurwiza E‑Money represents a major financial and social innovation. Each time a guest participates, their sponsor receives 30% of the stake. In addition, an amount equivalent to the minimum stake is granted for each new guest joining the platform. This system generates existential revenues — permanent and regular — which, due to their stability, can be considered a credible guarantee to financial institutions. Thus, with around twenty guests collectively making about 2,000 monthly participations, the sponsor gains access to financial instruments such as bank loan buybacks. At higher levels, these revenues allow access to loans for financing electric vehicles or collective loans intended for the creation of large enterprises. This model transforms the social network into a sustainable economic lever, promoting financial inclusion and supporting industrialization, the engine of national development.

“Beyond the regular income generated through sponsorship, Umurwiza E‑Money introduces scalability through levels of stake:

  • Intwari Level (minimum stake 2,000 FBu): Opens access to bank loan buyback for sponsors.
  • Umugabo Level (minimum stake 5,000 FBu): Grants eligibility for loans to finance electric vehicles.
  • Mutama Level (minimum stake 10,000 FBu): Opens access to collective loans for the creation of large enterprises, starting from 2,000,000,000 FBu, driving the country’s industrialization.

Umurwiza E‑Money: a hybrid model

Umurwiza E‑Money combines two complementary dimensions that make it a unique platform:

  • Sponsorship: creates a permanent business for each sponsor, with 30% of every stake made by their guests.
  • Gaming dimension: offers direct earnings from individual participation, with jackpots up to 200% of the stake, as well as collective gains ranging from 500,000 to 5,000,000 FBu.

This hybrid model guarantees both regular and sustainable income for sponsors, and attractive earning opportunities for all participants, thereby strengthening financial inclusion and national entrepreneurial dynamics.

3. Why and for what “UMURWIZA E‑MONEY”?

Why?

The promoter, a retiree, explored various professions — transport, catering, and others — but faced a persistent reality: it is not the activities that lack profitability, but the low purchasing power of the population that makes them difficult to sustain.

In this context, many seek to improve their income by all means, including online games of chance. However, these often promising at first glance usually end in deep disappointment.

For what?

To address these two major challenges, UMURWIZA E‑MONEY pursues two strategic objectives:

  • Increase the purchasing power of the population through an accessible, regular, and profitable opportunity.
  • Create a sustainable, reliable, and transparent online game of chance, based on equitable redistribution, opening up real income prospects.

Strategic positioning

  • Digitalization: UMURWIZA E‑MONEY is part of the global digital transition dynamic.
  • Accessibility: leveraging smartphones as tools for generating income.
  • Hybrid model: combining sponsorship and gaming dimension, ensuring both permanent income and attractive gains.
  • Equitable redistribution: benefits circulating among players, sponsors, the platform, and the State.

Expected impact

  • Strengthening purchasing power and financial inclusion.
  • Creation of permanent businesses for sponsors.
  • Development of innovative loans (bank loan buyback, electric vehicles, collective loans for large enterprises).
  • Ecological transition: access to loans for electric vehicles, contributing to emission reduction and sustainable modernization.
  • Contribution to industrialization and national development.

Strategic alignment

UMURWIZA E‑MONEY aligns with the National Development Plan and the Burundi Vision 2040‑2060 by strengthening financial inclusion, creating sustainable entrepreneurial opportunities, supporting industrialization, and integrating ecological transition. Its digital and hybrid dimension makes it a strategic lever to transform purchasing power into a driver of national growth, contributing to Burundi’s emergence in 2040 and its sustainable development in 2060.

GAME RULES

As in any game, those who don't follow the rules never win. Thus, UMURWIZA E-MONEY is based on two fundamental principles:

1. How to Register

To register, a valid invitation code is required — provided by an active user of the application.
No registration can proceed without this code.

There are two ways to register:

  • Click the invitation link sent by an active user
  • Or click the designated area marked by the arrow on the image below

Click “Register” to access the registration form as shown on the next picture

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Registration Form

đŸ“© Email Verification

After clicking “Register,” a six-digit confirmation code will be sent to your email address. If you don't see it in your inbox, check your spam folder. The code is valid for 5 minutes. If it expires, click “Resend Code” to receive a new one.

Enter your six-digit, then click on Confirmer

Code confirmation

Once confirmed, you'll be redirected to the application's login page.

2. How to Log In?

Enter your Email and your password and clic on connect

Connexion

If you've forgotten your password, click “Forgot Password”. You'll be redirected to the next image. Enter your email address and click “Request Reset”.

Enter the six digits sent to your email to confirm registration

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Go to your email inbox and look for the message. If you don’t find it in your inbox, check the spam folder. Click on the area shown as in the image below.

Click on the area

Registration Area

You will be redirected to a password reset form. Enter your new password, then re-enter it to confirm, and validate. A confirmation message will appear indicating that your password has been successfully changed. Log in using your new password.

3. How to Play?

Umurwiza E-money Game Dashboard

Registration Area
  1. The Roulette: It calculates your chances. After placing your bet, click in the center on the Umurwiza E-Money logo and the wheel spins.
  2. Main Balance: This is your main account. It stores your betting fees, winnings, and migrated invitation rewards. You can bet or withdraw from this balance.
  3. Deposit Funds: This allows you to transfer money from your external account (Limicash, Ecocash, bank). Click to enter the amount, then click "Deposit". A confirmation window will appear showing the transaction cost. Click "Confirm".
  4. Betting Balance: This shows the amount you’ve bet. The minimum bet is 5000 Fbu. After playing, the betting balance resets to zero. You must bet again to continue playing.
  5. Place a Bet: Click here to place your bet. A window will appear—enter your amount (5000 Fbu or more), then click "Bet to Play". Click the center of the roulette to start playing.
  6. Invitation Rewards: Rewards from your invitees wait here before migrating. You need to play more to migrate them.
  7. Invite More: Click here to send an invitation. A link will be generated containing your username, which serves as the invitation code for your invitees.
  8. Wallets: Clicking here redirects you to the global and detailed tracking page of your daily account activities. Umurwiza E-Money values transparency.
  9. Account Settings: Here you can configure your account: change password, update name, contact info, and profile photo.

‱ Global Account Overview

Registration Area
  • a. Main Balance: From here you can withdraw or deposit funds.
  • b. Betting Balance: Track the total amount bet per day.
  • c. Total Winnings: See how much you’ve earned each day.
  • d. Unmigrated Invitation Balance: Track the total rewards from invitees waiting to be migrated. Play more to migrate them.
  • e. Migrated Invitation Balance: View the total migrated invitation rewards since you started playing Umurwiza.

‱ Detailed Account Overview

Registration Area
  • f. Transaction History: Track all deposits and withdrawals made on your account since its creation.
  • g. Daily Winnings History: See how much you’ve earned game by game.
  • h. Wallet Log: Monitor daily deposit and withdrawal transactions on your account.

Please read carefully. While awaiting the operating license currently under review by the relevant authorities, your comments and questions are welcome by clicking here.